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Articles on Credit Insurance

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What is Credit Insurance
Credit insurance is not required but some banks try to make you think that it is. The FTC has come out and said it is against the law to claim that you need to have this coverage to secure a loan. This type of insurance will protect your loan in case you can not pay for it. You may lose a job or have a financial hardship.
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Insurance for Credit Insurance
When getting a new loan you may be asked to sign up for credit insurance. This insurance allows the bank to have some protection in the event that you can not pay for the loan. In life all kinds of things can happen and they want to protect themselves. Be aware however that it is not required that you have credit insurance.
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